Call reports 2007
CBC NATIONAL BANK — 2007
What CBC NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 196,362,000 | 193,731,000 | 191,324,000 | 187,901,000 |
| Total loans | 131,943,000 | 135,023,000 | 132,352,000 | 131,341,000 |
| Allowance for loan losses | 1,654,000 | 1,654,000 | 1,669,000 | 1,660,000 |
| Securities available for sale | 27,152,000 | 35,756,000 | 36,040,000 | 43,784,000 |
| Securities held to maturity | 9,681,000 | 9,474,000 | 9,469,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,897,000 | 164,501,000 | 163,595,000 | 159,814,000 |
| Interest-bearing deposits | 157,733,000 | 154,290,000 | 152,641,000 | 149,124,000 |
| Noninterest-bearing deposits | 11,164,000 | 10,211,000 | 10,954,000 | 10,690,000 |
| Equity capital | 16,557,000 | 16,368,000 | 17,053,000 | 17,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,302,000 | 6,647,000 | 10,080,000 | 13,292,000 |
| Interest expense | 1,855,000 | 3,770,000 | 5,728,000 | 7,614,000 |
| Net interest income | 1,447,000 | 2,877,000 | 4,352,000 | 5,678,000 |
| Noninterest income | 136,000 | 318,000 | 483,000 | 696,000 |
| Noninterest expense | 1,072,000 | 2,276,000 | 3,427,000 | 4,501,000 |
| Provision for loan losses | 0 | 0 | 58,000 | 58,000 |
| Pretax income | 511,000 | 913,000 | 1,344,000 | 1,930,000 |
| Income tax | 175,000 | 311,000 | 455,000 | 558,000 |
| Net income | 336,000 | 602,000 | 889,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,761,000 | 17,027,000 | 17,314,000 | 17,797,000 |
| Total capital | 18,415,000 | 18,681,000 | 18,983,000 | 19,457,000 |
| Risk-weighted assets | 148,794,000 | 150,181,000 | 147,090,000 | 145,726,000 |