Call reports 2002
CBC NATIONAL BANK — 2002
What CBC NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,262,000 | 62,511,000 | 66,006,000 | 75,235,000 |
| Total loans | 33,721,000 | 41,678,000 | 46,355,000 | 49,690,000 |
| Allowance for loan losses | 467,000 | 534,000 | 602,000 | 624,000 |
| Securities available for sale | 13,978,000 | 15,485,000 | 15,020,000 | 14,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,456,000 | 55,238,000 | 56,884,000 | 67,283,000 |
| Interest-bearing deposits | 44,610,000 | 49,507,000 | 51,263,000 | 59,997,000 |
| Noninterest-bearing deposits | 3,846,000 | 5,731,000 | 5,621,000 | 7,286,000 |
| Equity capital | 6,482,000 | 6,794,000 | 7,058,000 | 7,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,770,000 | 2,773,000 | 3,811,000 |
| Interest expense | 340,000 | 700,000 | 1,068,000 | 1,467,000 |
| Net interest income | 492,000 | 1,070,000 | 1,705,000 | 2,344,000 |
| Noninterest income | 90,000 | 187,000 | 317,000 | 473,000 |
| Noninterest expense | 386,000 | 795,000 | 1,245,000 | 1,748,000 |
| Provision for loan losses | 40,000 | 107,000 | 197,000 | 232,000 |
| Pretax income | 156,000 | 355,000 | 614,000 | 871,000 |
| Income tax | 55,000 | 123,000 | 211,000 | 299,000 |
| Net income | 101,000 | 232,000 | 403,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,426,000 | 6,668,000 | 6,839,000 | 7,008,000 |
| Total capital | 6,893,000 | 7,202,000 | 7,441,000 | 7,632,000 |
| Risk-weighted assets | 38,300,000 | 46,741,000 | 51,397,000 | 55,846,000 |