Call reports 2001
CBC NATIONAL BANK — 2001
What CBC NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,758,000 | 34,627,000 | 38,427,000 | 48,277,000 |
| Total loans | 19,329,000 | 23,920,000 | 27,331,000 | 32,993,000 |
| Allowance for loan losses | 251,000 | 324,000 | 367,000 | 427,000 |
| Securities available for sale | 4,937,000 | 4,705,000 | 6,544,000 | 8,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,023,000 | 27,693,000 | 31,531,000 | 40,934,000 |
| Interest-bearing deposits | 19,351,000 | 24,359,000 | 28,187,000 | 37,402,000 |
| Noninterest-bearing deposits | 3,672,000 | 3,334,000 | 3,344,000 | 3,532,000 |
| Equity capital | 6,370,000 | 6,363,000 | 6,429,000 | 6,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,172,000 | 1,857,000 | 2,623,000 |
| Interest expense | 267,000 | 582,000 | 931,000 | 1,258,000 |
| Net interest income | 261,000 | 590,000 | 926,000 | 1,365,000 |
| Noninterest income | 51,000 | 116,000 | 205,000 | 317,000 |
| Noninterest expense | 288,000 | 610,000 | 953,000 | 1,330,000 |
| Provision for loan losses | 85,000 | 158,000 | 201,000 | 266,000 |
| Pretax income | -61,000 | -62,000 | -23,000 | 86,000 |
| Income tax | -21,000 | -21,000 | -8,000 | 29,000 |
| Net income | -40,000 | -41,000 | -15,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,339,000 | 6,152,000 | 6,192,000 | 6,299,000 |
| Total capital | 6,590,000 | 6,476,000 | 6,559,000 | 6,726,000 |
| Risk-weighted assets | 22,347,000 | 29,040,000 | 31,290,000 | 39,462,000 |