Call reports 2002
FINDLAY SAVINGS BANK, THE — 2002
What FINDLAY SAVINGS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 10,334,000 | 9,625,000 |
| Total loans | 4,629,000 | 3,783,000 |
| Allowance for loan losses | 91,000 | 92,000 |
| Securities available for sale | 937,000 | 965,000 |
| Securities held to maturity | 230,000 | 222,000 |
| Trading assets | 0 | 0 |
| Total deposits | 9,476,000 | 8,786,000 |
| Interest-bearing deposits | 9,077,000 | 8,161,000 |
| Noninterest-bearing deposits | 399,000 | 625,000 |
| Equity capital | 768,000 | 822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 140,000 | 275,000 |
| Interest expense | 107,000 | 195,000 |
| Net interest income | 33,000 | 80,000 |
| Noninterest income | 7,000 | 16,000 |
| Noninterest expense | 124,000 | 282,000 |
| Provision for loan losses | 2,000 | 3,000 |
| Pretax income | -92,000 | -195,000 |
| Income tax | 0 | -72,000 |
| Net income | -92,000 | -123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 826,000 | 849,000 |
| Total capital | 872,000 | 892,000 |
| Risk-weighted assets | 3,659,000 | 3,410,000 |