Call reports 2001
FINDLAY SAVINGS BANK, THE — 2001
What FINDLAY SAVINGS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,610,000 | 12,353,000 | 11,912,000 | 10,720,000 |
| Total loans | 5,720,000 | 5,336,000 | 5,017,000 | 4,760,000 |
| Allowance for loan losses | 85,000 | 87,000 | 88,000 | 89,000 |
| Securities available for sale | 0 | 0 | 1,570,000 | 4,291,000 |
| Securities held to maturity | 290,000 | 276,000 | 267,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,507,000 | 11,211,000 | 10,868,000 | 9,861,000 |
| Interest-bearing deposits | 10,976,000 | 10,781,000 | 10,349,000 | 9,520,000 |
| Noninterest-bearing deposits | 531,000 | 430,000 | 519,000 | 341,000 |
| Equity capital | 997,000 | 1,036,000 | 950,000 | 761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 392,000 | 552,000 | 723,000 |
| Interest expense | 168,000 | 323,000 | 469,000 | 599,000 |
| Net interest income | 42,000 | 69,000 | 83,000 | 124,000 |
| Noninterest income | 12,000 | 183,000 | 191,000 | 199,000 |
| Noninterest expense | 219,000 | 376,000 | 544,000 | 680,000 |
| Provision for loan losses | 32,000 | 34,000 | 35,000 | 36,000 |
| Pretax income | -197,000 | -158,000 | -305,000 | -393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -197,000 | -158,000 | -305,000 | -393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 997,000 | 1,036,000 | 889,000 | 871,000 |
| Total capital | 1,059,000 | 1,091,000 | 943,000 | 909,000 |
| Risk-weighted assets | 4,907,000 | 4,342,000 | 4,176,000 | 2,993,000 |