Call reports 2021
INVESTORS COMMUNITY BANK — 2021
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 1,487,908,000 | 1,513,682,000 | 1,536,628,000 |
| Total loans | 1,017,453,000 | 1,017,695,000 | 1,016,096,000 |
| Allowance for loan losses | 15,082,000 | 11,466,000 | 10,715,000 |
| Securities available for sale | 385,239,000 | 349,334,000 | 338,211,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,127,925,000 | 1,165,961,000 | 1,217,943,000 |
| Interest-bearing deposits | 988,084,000 | 1,007,185,000 | 1,049,324,000 |
| Noninterest-bearing deposits | 139,840,000 | 158,776,000 | 168,620,000 |
| Equity capital | 202,201,000 | 209,416,000 | 207,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 13,946,000 | 28,865,000 | 42,785,000 |
| Interest expense | 2,483,000 | 4,572,000 | 6,491,000 |
| Net interest income | 11,463,000 | 24,293,000 | 36,294,000 |
| Noninterest income | 3,691,000 | 8,461,000 | 11,658,000 |
| Noninterest expense | 8,639,000 | 17,917,000 | 26,591,000 |
| Provision for loan losses | 242,000 | -4,036,000 | -4,670,000 |
| Pretax income | 6,273,000 | 17,420,000 | 24,578,000 |
| Income tax | 1,404,000 | 4,312,000 | 6,186,000 |
| Net income | 4,869,000 | 13,108,000 | 18,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 200,549,000 | 203,562,000 | 203,051,000 |
| Total capital | 215,631,000 | 215,028,000 | 213,766,000 |
| Risk-weighted assets | 1,292,909,000 | 1,296,974,000 | 1,321,044,000 |