Call reports 2019
INVESTORS COMMUNITY BANK — 2019
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,484,133,000 | 1,476,974,000 | 1,406,794,000 | 1,370,387,000 |
| Total loans | 1,185,715,000 | 1,155,280,000 | 1,084,958,000 | 1,037,925,000 |
| Allowance for loan losses | 17,493,000 | 16,258,000 | 15,065,000 | 15,267,000 |
| Securities available for sale | 192,211,000 | 158,562,000 | 154,962,000 | 158,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,181,014,000 | 1,209,463,000 | 1,147,949,000 | 1,106,458,000 |
| Interest-bearing deposits | 1,074,843,000 | 1,094,155,000 | 1,025,529,000 | 967,754,000 |
| Noninterest-bearing deposits | 106,171,000 | 115,308,000 | 122,421,000 | 138,703,000 |
| Equity capital | 191,207,000 | 196,037,000 | 201,966,000 | 204,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,220,000 | 34,658,000 | 51,493,000 | 66,813,000 |
| Interest expense | 5,912,000 | 12,031,000 | 17,865,000 | 22,885,000 |
| Net interest income | 11,308,000 | 22,627,000 | 33,628,000 | 43,928,000 |
| Noninterest income | 2,636,000 | 5,162,000 | 9,077,000 | 12,509,000 |
| Noninterest expense | 6,959,000 | 14,242,000 | 21,551,000 | 31,293,000 |
| Provision for loan losses | 752,000 | 1,628,000 | 474,000 | 423,000 |
| Pretax income | 6,233,000 | 12,260,000 | 21,021,000 | 25,062,000 |
| Income tax | 1,757,000 | 3,330,000 | 5,690,000 | 5,701,000 |
| Net income | 4,476,000 | 8,930,000 | 15,331,000 | 19,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,771,000 | 193,871,000 | 198,950,000 | 201,735,000 |
| Total capital | 207,170,000 | 209,648,000 | 213,929,000 | 216,198,000 |
| Risk-weighted assets | 1,310,783,000 | 1,261,541,000 | 1,198,261,000 | 1,156,148,000 |