Call reports 2018
INVESTORS COMMUNITY BANK — 2018
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,453,289,000 | 1,511,937,000 | 1,507,924,000 | 1,514,041,000 |
| Total loans | 1,170,932,000 | 1,192,992,000 | 1,216,707,000 | 1,210,243,000 |
| Allowance for loan losses | 14,612,000 | 15,129,000 | 16,143,000 | 16,505,000 |
| Securities available for sale | 141,360,000 | 187,505,000 | 190,185,000 | 195,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,174,578,000 | 1,216,389,000 | 1,214,407,000 | 1,227,838,000 |
| Interest-bearing deposits | 1,071,223,000 | 1,114,972,000 | 1,104,921,000 | 1,101,911,000 |
| Noninterest-bearing deposits | 103,355,000 | 101,418,000 | 109,486,000 | 125,926,000 |
| Equity capital | 149,105,000 | 177,911,000 | 180,359,000 | 185,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,923,000 | 30,859,000 | 47,476,000 | 64,773,000 |
| Interest expense | 4,280,000 | 9,396,000 | 14,808,000 | 20,529,000 |
| Net interest income | 10,643,000 | 21,463,000 | 32,668,000 | 44,244,000 |
| Noninterest income | 2,032,000 | 4,477,000 | 6,699,000 | 8,370,000 |
| Noninterest expense | 6,676,000 | 13,532,000 | 20,264,000 | 27,008,000 |
| Provision for loan losses | 97,000 | 630,000 | 1,623,000 | 3,195,000 |
| Pretax income | 5,902,000 | 11,778,000 | 17,480,000 | 22,411,000 |
| Income tax | 1,501,000 | 3,021,000 | 4,509,000 | 5,896,000 |
| Net income | 4,401,000 | 8,757,000 | 12,971,000 | 16,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,708,000 | 180,706,000 | 184,511,000 | 187,679,000 |
| Total capital | 166,873,000 | 196,357,000 | 201,164,000 | 204,338,000 |
| Risk-weighted assets | 1,294,779,000 | 1,306,590,000 | 1,344,395,000 | 1,332,435,000 |