Call reports 2017
INVESTORS COMMUNITY BANK — 2017
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,243,896,000 | 1,279,212,000 | 1,352,092,000 | 1,389,952,000 |
| Total loans | 1,051,850,000 | 1,083,704,000 | 1,128,656,000 | 1,155,528,000 |
| Allowance for loan losses | 13,428,000 | 13,503,000 | 13,625,000 | 13,247,000 |
| Securities available for sale | 115,432,000 | 115,148,000 | 107,242,000 | 126,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 982,435,000 | 994,705,000 | 1,066,884,000 | 1,109,964,000 |
| Interest-bearing deposits | 884,910,000 | 891,094,000 | 947,278,000 | 984,493,000 |
| Noninterest-bearing deposits | 97,526,000 | 103,611,000 | 119,605,000 | 125,471,000 |
| Equity capital | 138,641,000 | 140,910,000 | 144,599,000 | 146,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,134,000 | 25,087,000 | 39,122,000 | 53,541,000 |
| Interest expense | 2,818,000 | 6,087,000 | 9,707,000 | 13,653,000 |
| Net interest income | 9,316,000 | 19,000,000 | 29,415,000 | 39,888,000 |
| Noninterest income | 2,075,000 | 3,523,000 | 5,768,000 | 6,913,000 |
| Noninterest expense | 6,010,000 | 11,988,000 | 18,482,000 | 24,135,000 |
| Provision for loan losses | 761,000 | 2,285,000 | 2,318,000 | 2,330,000 |
| Pretax income | 4,620,000 | 8,250,000 | 14,346,000 | 20,305,000 |
| Income tax | 1,770,000 | 3,109,000 | 5,361,000 | 8,344,000 |
| Net income | 2,850,000 | 5,141,000 | 8,985,000 | 11,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,808,000 | 140,927,000 | 144,626,000 | 147,564,000 |
| Total capital | 152,729,000 | 155,037,000 | 158,824,000 | 161,375,000 |
| Risk-weighted assets | 1,159,178,000 | 1,199,404,000 | 1,239,917,000 | 1,261,828,000 |