Call reports 2016
INVESTORS COMMUNITY BANK — 2016
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 908,987,000 | 1,153,041,000 | 1,209,787,000 | 1,235,084,000 |
| Total loans | 779,829,000 | 965,141,000 | 995,439,000 | 1,031,650,000 |
| Allowance for loan losses | 11,218,000 | 10,791,000 | 11,626,000 | 12,645,000 |
| Securities available for sale | 79,692,000 | 129,036,000 | 124,442,000 | 123,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,392,000 | 893,799,000 | 930,673,000 | 978,731,000 |
| Interest-bearing deposits | 629,904,000 | 795,523,000 | 818,050,000 | 858,861,000 |
| Noninterest-bearing deposits | 79,488,000 | 98,277,000 | 112,622,000 | 119,870,000 |
| Equity capital | 104,296,000 | 130,607,000 | 133,556,000 | 135,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,118,000 | 19,818,000 | 32,621,000 | 45,581,000 |
| Interest expense | 2,114,000 | 4,442,000 | 6,950,000 | 9,640,000 |
| Net interest income | 7,004,000 | 15,376,000 | 25,671,000 | 35,941,000 |
| Noninterest income | 1,850,000 | 4,787,000 | 6,590,000 | 8,460,000 |
| Noninterest expense | 4,361,000 | 11,497,000 | 17,020,000 | 22,563,000 |
| Provision for loan losses | 812,000 | 1,282,000 | 2,416,000 | 2,959,000 |
| Pretax income | 3,681,000 | 7,384,000 | 12,825,000 | 18,879,000 |
| Income tax | 1,379,000 | 2,773,000 | 4,836,000 | 7,155,000 |
| Net income | 2,302,000 | 4,611,000 | 7,989,000 | 11,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,667,000 | 129,392,000 | 132,601,000 | 136,148,000 |
| Total capital | 114,237,000 | 140,695,000 | 144,743,000 | 149,278,000 |
| Risk-weighted assets | 844,384,000 | 1,049,515,000 | 1,087,422,000 | 1,128,053,000 |