Call reports 2001
INVESTORS COMMUNITY BANK — 2001
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 135,321,000 | 144,859,000 | 167,718,000 | 177,111,000 |
| Total loans | 118,593,000 | 129,985,000 | 148,061,000 | 152,657,000 |
| Allowance for loan losses | 1,620,000 | 1,819,000 | 2,093,000 | 2,409,000 |
| Securities available for sale | 9,082,000 | 11,033,000 | 12,466,000 | 16,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,819,000 | 130,886,000 | 143,117,000 | 146,894,000 |
| Interest-bearing deposits | 118,340,000 | 122,632,000 | 135,497,000 | 137,174,000 |
| Noninterest-bearing deposits | 4,479,000 | 8,253,000 | 7,620,000 | 9,720,000 |
| Equity capital | 10,360,000 | 10,599,000 | 12,266,000 | 14,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,779,000 | 5,646,000 | 8,653,000 | 11,882,000 |
| Interest expense | 1,834,000 | 3,678,000 | 5,542,000 | 7,359,000 |
| Net interest income | 945,000 | 1,968,000 | 3,111,000 | 4,523,000 |
| Noninterest income | 229,000 | 473,000 | 653,000 | 1,082,000 |
| Noninterest expense | 629,000 | 1,260,000 | 1,922,000 | 2,690,000 |
| Provision for loan losses | 105,000 | 304,000 | 578,000 | 890,000 |
| Pretax income | 441,000 | 878,000 | 1,265,000 | 2,026,000 |
| Income tax | 147,000 | 285,000 | 417,000 | 684,000 |
| Net income | 294,000 | 593,000 | 848,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,305,000 | 10,528,000 | 12,083,000 | 14,765,000 |
| Total capital | 11,689,000 | 12,037,000 | 13,858,000 | 16,598,000 |
| Risk-weighted assets | 110,563,000 | 120,395,000 | 141,706,000 | 146,032,000 |