Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 274,970,000 | 283,027,000 | 288,021,000 | 336,800,000 |
| Total loans | 199,856,000 | 204,642,000 | 218,068,000 | 254,604,000 |
| Allowance for loan losses | 3,147,000 | 3,177,000 | 3,210,000 | 3,255,000 |
| Securities available for sale | 33,400,000 | 33,402,000 | 33,609,000 | 38,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,311,000 | 241,941,000 | 260,176,000 | 296,197,000 |
| Interest-bearing deposits | 200,566,000 | 204,954,000 | 217,903,000 | 238,919,000 |
| Noninterest-bearing deposits | 37,745,000 | 36,987,000 | 42,273,000 | 57,278,000 |
| Equity capital | 23,592,000 | 25,167,000 | 25,778,000 | 32,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,952,000 | 8,106,000 | 12,467,000 | 17,027,000 |
| Interest expense | 1,941,000 | 3,891,000 | 5,916,000 | 7,948,000 |
| Net interest income | 2,011,000 | 4,215,000 | 6,551,000 | 9,079,000 |
| Noninterest income | 189,000 | 529,000 | 902,000 | 1,455,000 |
| Noninterest expense | 1,591,000 | 3,267,000 | 5,036,000 | 6,925,000 |
| Provision for loan losses | 15,000 | 45,000 | 90,000 | 135,000 |
| Pretax income | 594,000 | 1,432,000 | 2,327,000 | 3,474,000 |
| Income tax | 131,000 | 319,000 | 532,000 | 752,000 |
| Net income | 463,000 | 1,113,000 | 1,795,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,353,000 | 23,885,000 | 24,450,000 | 28,889,000 |
| Total capital | 25,033,000 | 26,609,000 | 27,355,000 | 32,187,000 |
| Risk-weighted assets | 213,926,000 | 217,434,000 | 232,100,000 | 272,377,000 |