Call reports 2024
FIRST COMMUNITY BANK — 2024
What FIRST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 244,350,000 | 253,197,000 | 261,518,000 | 264,888,000 |
| Total loans | 174,768,000 | 176,539,000 | 178,711,000 | 191,655,000 |
| Allowance for loan losses | 3,127,000 | 3,127,000 | 3,132,000 | 3,135,000 |
| Securities available for sale | 36,058,000 | 35,468,000 | 35,740,000 | 35,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,385,000 | 228,920,000 | 236,340,000 | 233,809,000 |
| Interest-bearing deposits | 177,225,000 | 191,171,000 | 192,266,000 | 195,935,000 |
| Noninterest-bearing deposits | 35,160,000 | 37,749,000 | 44,074,000 | 37,874,000 |
| Equity capital | 22,057,000 | 22,379,000 | 23,149,000 | 23,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,534,000 | 7,174,000 | 10,978,000 | 14,782,000 |
| Interest expense | 1,773,000 | 3,655,000 | 5,601,000 | 7,493,000 |
| Net interest income | 1,761,000 | 3,519,000 | 5,377,000 | 7,289,000 |
| Noninterest income | 215,000 | 440,000 | 696,000 | 1,063,000 |
| Noninterest expense | 1,485,000 | 2,965,000 | 4,608,000 | 6,177,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 491,000 | 994,000 | 1,460,000 | 2,155,000 |
| Income tax | 104,000 | 214,000 | 313,000 | 459,000 |
| Net income | 387,000 | 780,000 | 1,147,000 | 1,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,993,000 | 21,294,000 | 21,790,000 | 21,934,000 |
| Total capital | 23,426,000 | 23,655,000 | 24,171,000 | 24,485,000 |
| Risk-weighted assets | 193,951,000 | 188,090,000 | 189,745,000 | 203,522,000 |