Call reports 2023
FIRST COMMUNITY BANK — 2023
What FIRST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 209,174,000 | 219,938,000 | 230,029,000 | 253,486,000 |
| Total loans | 146,024,000 | 154,114,000 | 165,129,000 | 176,338,000 |
| Allowance for loan losses | 3,171,000 | 3,174,000 | 3,173,000 | 3,130,000 |
| Securities available for sale | 38,111,000 | 37,991,000 | 36,830,000 | 37,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,384,000 | 190,485,000 | 191,979,000 | 225,038,000 |
| Interest-bearing deposits | 136,697,000 | 147,132,000 | 155,386,000 | 176,666,000 |
| Noninterest-bearing deposits | 38,687,000 | 43,353,000 | 36,593,000 | 48,372,000 |
| Equity capital | 20,582,000 | 20,492,000 | 20,234,000 | 21,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,575,000 | 5,422,000 | 8,610,000 | 11,992,000 |
| Interest expense | 863,000 | 1,963,000 | 3,362,000 | 5,046,000 |
| Net interest income | 1,712,000 | 3,459,000 | 5,248,000 | 6,946,000 |
| Noninterest income | 139,000 | 365,000 | 535,000 | 938,000 |
| Noninterest expense | 1,335,000 | 2,749,000 | 4,210,000 | 5,676,000 |
| Provision for loan losses | 0 | 0 | 0 | -43,000 |
| Pretax income | 440,000 | 999,000 | 1,497,000 | 2,130,000 |
| Income tax | 77,000 | 180,000 | 267,000 | 423,000 |
| Net income | 363,000 | 819,000 | 1,230,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,557,000 | 19,642,000 | 19,628,000 | 20,341,000 |
| Total capital | 21,454,000 | 21,650,000 | 21,771,000 | 22,674,000 |
| Risk-weighted assets | 150,512,000 | 159,541,000 | 170,423,000 | 185,866,000 |