Call reports 2022
FIRST COMMUNITY BANK — 2022
What FIRST COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 190,665,000 | 192,937,000 | 202,659,000 | 219,353,000 |
| Total loans | 119,498,000 | 126,253,000 | 133,000,000 | 149,506,000 |
| Allowance for loan losses | 3,198,000 | 3,192,000 | 3,180,000 | 3,179,000 |
| Securities available for sale | 42,711,000 | 41,358,000 | 39,382,000 | 38,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,825,000 | 168,934,000 | 170,869,000 | 182,221,000 |
| Interest-bearing deposits | 116,990,000 | 124,430,000 | 124,648,000 | 133,021,000 |
| Noninterest-bearing deposits | 45,835,000 | 44,504,000 | 46,221,000 | 49,200,000 |
| Equity capital | 18,523,000 | 17,955,000 | 17,490,000 | 20,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 3,121,000 | 5,086,000 | 7,444,000 |
| Interest expense | 176,000 | 361,000 | 676,000 | 1,301,000 |
| Net interest income | 1,298,000 | 2,760,000 | 4,410,000 | 6,143,000 |
| Noninterest income | 255,000 | 497,000 | 730,000 | 1,035,000 |
| Noninterest expense | 1,221,000 | 2,494,000 | 3,837,000 | 5,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 763,000 | 1,303,000 | 1,867,000 |
| Income tax | 24,000 | 97,000 | 197,000 | 302,000 |
| Net income | 308,000 | 666,000 | 1,106,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,953,000 | 16,790,000 | 16,721,000 | 19,188,000 |
| Total capital | 18,534,000 | 18,405,000 | 18,424,000 | 21,132,000 |
| Risk-weighted assets | 124,873,000 | 127,646,000 | 134,836,000 | 154,304,000 |