Call reports 2021
FIRST COMMUNITY BANK — 2021
What FIRST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 172,770,000 | 174,113,000 | 179,628,000 | 188,889,000 |
| Total loans | 124,826,000 | 115,025,000 | 114,448,000 | 116,396,000 |
| Allowance for loan losses | 3,004,000 | 3,012,000 | 2,989,000 | 3,201,000 |
| Securities available for sale | 25,552,000 | 29,704,000 | 31,763,000 | 37,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,751,000 | 143,831,000 | 149,195,000 | 158,786,000 |
| Interest-bearing deposits | 105,842,000 | 108,736,000 | 113,685,000 | 113,562,000 |
| Noninterest-bearing deposits | 36,909,000 | 35,095,000 | 35,510,000 | 45,224,000 |
| Equity capital | 18,728,000 | 19,023,000 | 19,147,000 | 19,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,295,000 | 4,821,000 | 6,716,000 |
| Interest expense | 251,000 | 468,000 | 676,000 | 873,000 |
| Net interest income | 1,333,000 | 2,827,000 | 4,145,000 | 5,843,000 |
| Noninterest income | 630,000 | 952,000 | 1,225,000 | 1,726,000 |
| Noninterest expense | 1,453,000 | 2,782,000 | 4,089,000 | 5,429,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 510,000 | 997,000 | 1,345,000 | 2,204,000 |
| Income tax | 92,000 | 187,000 | 251,000 | 418,000 |
| Net income | 418,000 | 810,000 | 1,094,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,547,000 | 17,805,000 | 17,933,000 | 17,362,000 |
| Total capital | 18,971,000 | 19,167,000 | 19,356,000 | 18,916,000 |
| Risk-weighted assets | 112,355,000 | 107,330,000 | 112,281,000 | 122,676,000 |