Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 146,120,000 | 166,527,000 | 165,846,000 | 178,158,000 |
| Total loans | 113,935,000 | 126,703,000 | 123,453,000 | 127,460,000 |
| Allowance for loan losses | 2,656,000 | 2,783,000 | 2,847,000 | 3,000,000 |
| Securities available for sale | 13,732,000 | 18,104,000 | 19,866,000 | 21,402,000 |
| Securities held to maturity | 247,000 | 247,000 | 247,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,056,000 | 133,883,000 | 132,863,000 | 143,106,000 |
| Interest-bearing deposits | 95,461,000 | 99,152,000 | 99,274,000 | 104,860,000 |
| Noninterest-bearing deposits | 24,595,000 | 34,731,000 | 33,589,000 | 38,246,000 |
| Equity capital | 16,395,000 | 16,761,000 | 16,937,000 | 18,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,849,000 | 5,475,000 | 7,100,000 |
| Interest expense | 460,000 | 815,000 | 1,132,000 | 1,410,000 |
| Net interest income | 1,267,000 | 3,034,000 | 4,343,000 | 5,690,000 |
| Noninterest income | 231,000 | 604,000 | 954,000 | 1,513,000 |
| Noninterest expense | 1,168,000 | 2,580,000 | 3,835,000 | 5,067,000 |
| Provision for loan losses | 30,000 | 155,000 | 215,000 | 375,000 |
| Pretax income | 300,000 | 903,000 | 1,247,000 | 1,761,000 |
| Income tax | 52,000 | 192,000 | 264,000 | 316,000 |
| Net income | 248,000 | 711,000 | 983,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,273,000 | 15,625,000 | 15,787,000 | 17,360,000 |
| Total capital | 16,702,000 | 17,078,000 | 17,218,000 | 18,910,000 |
| Risk-weighted assets | 113,095,000 | 114,937,000 | 113,127,000 | 122,587,000 |