Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 147,944,000 | 146,607,000 | 146,335,000 | 146,684,000 |
| Total loans | 117,941,000 | 118,622,000 | 115,299,000 | 109,438,000 |
| Allowance for loan losses | 2,453,000 | 2,505,000 | 2,570,000 | 2,626,000 |
| Securities available for sale | 13,252,000 | 10,838,000 | 11,279,000 | 12,951,000 |
| Securities held to maturity | 247,000 | 247,000 | 247,000 | 247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,225,000 | 121,966,000 | 124,057,000 | 121,618,000 |
| Interest-bearing deposits | 99,574,000 | 101,419,000 | 99,318,000 | 95,250,000 |
| Noninterest-bearing deposits | 23,651,000 | 20,547,000 | 24,739,000 | 26,368,000 |
| Equity capital | 15,614,000 | 15,853,000 | 15,952,000 | 16,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,815,000 | 3,714,000 | 5,625,000 | 7,475,000 |
| Interest expense | 483,000 | 1,043,000 | 1,589,000 | 2,088,000 |
| Net interest income | 1,332,000 | 2,671,000 | 4,036,000 | 5,387,000 |
| Noninterest income | 99,000 | 273,000 | 430,000 | 793,000 |
| Noninterest expense | 1,099,000 | 2,201,000 | 3,352,000 | 4,524,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 290,000 | 645,000 | 956,000 | 1,438,000 |
| Income tax | 55,000 | 122,000 | 185,000 | 239,000 |
| Net income | 235,000 | 523,000 | 771,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,611,000 | 14,800,000 | 14,899,000 | 15,122,000 |
| Total capital | 16,096,000 | 16,262,000 | 16,395,000 | 16,531,000 |
| Risk-weighted assets | 117,878,000 | 115,933,000 | 118,680,000 | 111,528,000 |