Call reports 2018
FIRST COMMUNITY BANK — 2018
What FIRST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 134,443,000 | 139,465,000 | 146,257,000 | 149,148,000 |
| Total loans | 101,680,000 | 108,529,000 | 113,033,000 | 111,650,000 |
| Allowance for loan losses | 2,406,000 | 2,470,000 | 2,534,000 | 2,394,000 |
| Securities available for sale | 14,517,000 | 14,843,000 | 14,273,000 | 13,892,000 |
| Securities held to maturity | 247,000 | 247,000 | 247,000 | 247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,965,000 | 111,605,000 | 115,089,000 | 125,592,000 |
| Interest-bearing deposits | 88,968,000 | 90,653,000 | 90,811,000 | 97,943,000 |
| Noninterest-bearing deposits | 22,997,000 | 20,952,000 | 24,278,000 | 27,649,000 |
| Equity capital | 14,528,000 | 15,253,000 | 15,297,000 | 15,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 3,210,000 | 4,997,000 | 6,809,000 |
| Interest expense | 305,000 | 671,000 | 1,109,000 | 1,599,000 |
| Net interest income | 1,234,000 | 2,539,000 | 3,888,000 | 5,210,000 |
| Noninterest income | 98,000 | 725,000 | 818,000 | 1,124,000 |
| Noninterest expense | 1,023,000 | 2,618,000 | 3,607,000 | 4,668,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 249,000 | 526,000 | 919,000 | 1,426,000 |
| Income tax | 33,000 | 71,000 | 132,000 | 214,000 |
| Net income | 216,000 | 455,000 | 787,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,528,000 | 14,283,000 | 14,268,000 | 14,579,000 |
| Total capital | 14,839,000 | 15,673,000 | 15,709,000 | 16,034,000 |
| Risk-weighted assets | 103,804,000 | 110,189,000 | 114,234,000 | 115,514,000 |