Call reports 2017
FIRST COMMUNITY BANK — 2017
What FIRST COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 137,409,000 | 137,447,000 | 135,954,000 | 138,983,000 |
| Total loans | 97,989,000 | 103,222,000 | 103,712,000 | 102,774,000 |
| Allowance for loan losses | 2,192,000 | 2,244,000 | 2,299,000 | 2,354,000 |
| Securities available for sale | 22,524,000 | 15,071,000 | 15,034,000 | 14,494,000 |
| Securities held to maturity | 247,000 | 247,000 | 247,000 | 247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,873,000 | 109,905,000 | 107,525,000 | 111,498,000 |
| Interest-bearing deposits | 87,122,000 | 85,345,000 | 85,883,000 | 88,203,000 |
| Noninterest-bearing deposits | 25,751,000 | 24,560,000 | 21,642,000 | 23,295,000 |
| Equity capital | 14,319,000 | 14,489,000 | 14,643,000 | 14,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,957,000 | 4,526,000 | 6,081,000 |
| Interest expense | 285,000 | 565,000 | 847,000 | 1,138,000 |
| Net interest income | 1,133,000 | 2,392,000 | 3,679,000 | 4,943,000 |
| Noninterest income | 52,000 | 103,000 | 150,000 | 274,000 |
| Noninterest expense | 883,000 | 1,782,000 | 2,673,000 | 3,665,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 244,000 | 621,000 | 1,016,000 | 1,352,000 |
| Income tax | 37,000 | 121,000 | 228,000 | 483,000 |
| Net income | 207,000 | 500,000 | 788,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,211,000 | 13,360,000 | 13,498,000 | 13,500,000 |
| Total capital | 14,478,000 | 14,673,000 | 14,813,000 | 14,829,000 |
| Risk-weighted assets | 100,399,000 | 104,048,000 | 104,167,000 | 105,244,000 |