Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,930,000 | 135,126,000 | 137,713,000 | 144,711,000 |
| Total loans | 105,386,000 | 103,386,000 | 103,491,000 | 99,740,000 |
| Allowance for loan losses | 1,951,000 | 2,011,000 | 2,072,000 | 2,132,000 |
| Securities available for sale | 21,413,000 | 11,648,000 | 15,224,000 | 18,049,000 |
| Securities held to maturity | 247,000 | 247,000 | 247,000 | 247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,360,000 | 110,543,000 | 113,994,000 | 124,423,000 |
| Interest-bearing deposits | 86,490,000 | 89,932,000 | 91,751,000 | 98,021,000 |
| Noninterest-bearing deposits | 24,870,000 | 20,611,000 | 22,243,000 | 26,402,000 |
| Equity capital | 14,001,000 | 14,145,000 | 14,295,000 | 14,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,970,000 | 4,396,000 | 5,838,000 |
| Interest expense | 278,000 | 562,000 | 848,000 | 1,140,000 |
| Net interest income | 1,185,000 | 2,408,000 | 3,548,000 | 4,698,000 |
| Noninterest income | 69,000 | 128,000 | 229,000 | 351,000 |
| Noninterest expense | 883,000 | 1,778,000 | 2,676,000 | 3,587,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 225,000 |
| Pretax income | 331,000 | 675,000 | 958,000 | 1,242,000 |
| Income tax | 62,000 | 129,000 | 179,000 | 238,000 |
| Net income | 269,000 | 546,000 | 779,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,921,000 | 13,048,000 | 13,169,000 | 13,138,000 |
| Total capital | 14,298,000 | 14,360,000 | 14,509,000 | 14,430,000 |
| Risk-weighted assets | 109,552,000 | 104,237,000 | 106,409,000 | 102,416,000 |