Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,059,000 | 131,892,000 | 137,420,000 | 144,398,000 |
| Total loans | 107,620,000 | 102,817,000 | 103,832,000 | 104,586,000 |
| Allowance for loan losses | 1,769,000 | 1,815,000 | 1,858,000 | 1,904,000 |
| Securities available for sale | 12,678,000 | 9,759,000 | 10,691,000 | 21,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,447,000 | 107,390,000 | 111,869,000 | 117,939,000 |
| Interest-bearing deposits | 88,282,000 | 87,715,000 | 88,695,000 | 92,073,000 |
| Noninterest-bearing deposits | 22,165,000 | 19,675,000 | 23,174,000 | 25,866,000 |
| Equity capital | 13,441,000 | 13,506,000 | 13,649,000 | 13,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 2,883,000 | 4,318,000 | 5,839,000 |
| Interest expense | 242,000 | 493,000 | 745,000 | 1,005,000 |
| Net interest income | 1,181,000 | 2,390,000 | 3,573,000 | 4,834,000 |
| Noninterest income | 94,000 | 160,000 | 240,000 | 324,000 |
| Noninterest expense | 933,000 | 1,863,000 | 2,817,000 | 3,815,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 330,000 | 660,000 | 924,000 | 1,228,000 |
| Income tax | 75,000 | 153,000 | 210,000 | 224,000 |
| Net income | 255,000 | 507,000 | 714,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,440,000 | 12,703,000 | 12,809,000 | 12,771,000 |
| Total capital | 13,439,000 | 14,036,000 | 14,193,000 | 14,113,000 |
| Risk-weighted assets | 110,333,000 | 106,123,000 | 110,220,000 | 106,693,000 |