Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 135,976,000 | 130,923,000 | 134,736,000 | 146,503,000 |
| Total loans | 98,394,000 | 100,504,000 | 102,208,000 | 109,641,000 |
| Allowance for loan losses | 1,647,000 | 1,689,000 | 1,717,000 | 1,738,000 |
| Securities available for sale | 19,889,000 | 13,219,000 | 14,352,000 | 13,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,208,000 | 111,232,000 | 110,386,000 | 120,972,000 |
| Interest-bearing deposits | 90,337,000 | 88,833,000 | 87,364,000 | 91,794,000 |
| Noninterest-bearing deposits | 20,871,000 | 22,399,000 | 23,022,000 | 29,178,000 |
| Equity capital | 10,982,000 | 11,233,000 | 11,963,000 | 13,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,823,000 | 4,264,000 | 5,779,000 |
| Interest expense | 237,000 | 486,000 | 733,000 | 982,000 |
| Net interest income | 1,129,000 | 2,337,000 | 3,531,000 | 4,797,000 |
| Noninterest income | 61,000 | 130,000 | 181,000 | 320,000 |
| Noninterest expense | 870,000 | 1,802,000 | 2,706,000 | 3,810,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 292,000 | 626,000 | 930,000 | 1,244,000 |
| Income tax | 56,000 | 127,000 | 189,000 | 225,000 |
| Net income | 236,000 | 499,000 | 741,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,161,000 | 10,425,000 | 11,167,000 | 12,445,000 |
| Total capital | 11,531,000 | 11,775,000 | 12,546,000 | 13,890,000 |
| Risk-weighted assets | 109,321,000 | 107,646,000 | 109,974,000 | 115,286,000 |