Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 124,700,000 | 125,454,000 | 128,059,000 | 126,020,000 |
| Total loans | 84,517,000 | 85,826,000 | 90,809,000 | 92,795,000 |
| Allowance for loan losses | 1,536,000 | 1,543,000 | 1,569,000 | 1,607,000 |
| Securities available for sale | 25,239,000 | 22,201,000 | 19,678,000 | 14,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,091,000 | 105,138,000 | 103,432,000 | 106,531,000 |
| Interest-bearing deposits | 79,766,000 | 84,198,000 | 81,794,000 | 84,629,000 |
| Noninterest-bearing deposits | 24,325,000 | 20,940,000 | 21,638,000 | 21,902,000 |
| Equity capital | 10,644,000 | 10,670,000 | 10,999,000 | 10,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,516,000 | 3,831,000 | 5,171,000 |
| Interest expense | 225,000 | 449,000 | 681,000 | 913,000 |
| Net interest income | 999,000 | 2,067,000 | 3,150,000 | 4,258,000 |
| Noninterest income | 62,000 | 136,000 | 207,000 | 326,000 |
| Noninterest expense | 793,000 | 1,631,000 | 2,457,000 | 3,490,000 |
| Provision for loan losses | 9,000 | 18,000 | 39,000 | 80,000 |
| Pretax income | 260,000 | 585,000 | 891,000 | 1,076,000 |
| Income tax | 42,000 | 108,000 | 168,000 | 185,000 |
| Net income | 218,000 | 477,000 | 723,000 | 891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,703,000 | 9,962,000 | 10,208,000 | 9,926,000 |
| Total capital | 10,867,000 | 11,154,000 | 11,468,000 | 11,217,000 |
| Risk-weighted assets | 92,787,000 | 95,031,000 | 100,521,000 | 102,945,000 |