Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 120,747,000 | 118,364,000 | 116,987,000 | 129,565,000 |
| Total loans | 76,928,000 | 77,720,000 | 78,445,000 | 85,461,000 |
| Allowance for loan losses | 1,553,000 | 1,538,000 | 1,541,000 | 1,531,000 |
| Securities available for sale | 30,124,000 | 24,934,000 | 21,397,000 | 20,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,689,000 | 98,736,000 | 95,548,000 | 103,151,000 |
| Interest-bearing deposits | 84,282,000 | 81,601,000 | 74,813,000 | 76,031,000 |
| Noninterest-bearing deposits | 18,407,000 | 17,135,000 | 20,735,000 | 27,120,000 |
| Equity capital | 10,419,000 | 10,656,000 | 10,908,000 | 10,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,589,000 | 3,871,000 | 5,155,000 |
| Interest expense | 270,000 | 529,000 | 783,000 | 1,024,000 |
| Net interest income | 1,015,000 | 2,060,000 | 3,088,000 | 4,131,000 |
| Noninterest income | 60,000 | 147,000 | 261,000 | 429,000 |
| Noninterest expense | 729,000 | 1,568,000 | 2,424,000 | 3,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 346,000 | 746,000 | 1,071,000 | 1,275,000 |
| Income tax | 90,000 | 199,000 | 277,000 | 251,000 |
| Net income | 256,000 | 547,000 | 794,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,367,000 | 9,658,000 | 9,906,000 | 9,485,000 |
| Total capital | 10,471,000 | 10,717,000 | 10,982,000 | 10,671,000 |
| Risk-weighted assets | 87,867,000 | 84,222,000 | 85,610,000 | 94,514,000 |