Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,454,000 | 107,823,000 | 113,288,000 | 121,183,000 |
| Total loans | 67,042,000 | 63,592,000 | 66,931,000 | 74,151,000 |
| Allowance for loan losses | 1,538,000 | 1,541,000 | 1,530,000 | 1,535,000 |
| Securities available for sale | 26,170,000 | 26,742,000 | 32,111,000 | 28,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,351,000 | 89,499,000 | 94,793,000 | 103,346,000 |
| Interest-bearing deposits | 75,876,000 | 75,679,000 | 78,762,000 | 83,867,000 |
| Noninterest-bearing deposits | 15,475,000 | 13,820,000 | 16,031,000 | 19,479,000 |
| Equity capital | 9,983,000 | 10,263,000 | 10,529,000 | 10,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,432,000 | 3,653,000 | 4,894,000 |
| Interest expense | 294,000 | 590,000 | 888,000 | 1,171,000 |
| Net interest income | 927,000 | 1,842,000 | 2,765,000 | 3,723,000 |
| Noninterest income | 85,000 | 176,000 | 270,000 | 440,000 |
| Noninterest expense | 711,000 | 1,534,000 | 2,303,000 | 3,228,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 291,000 | 681,000 | 979,000 | 1,229,000 |
| Income tax | 76,000 | 187,000 | 266,000 | 361,000 |
| Net income | 215,000 | 494,000 | 713,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,983,000 | 9,262,000 | 9,481,000 | 9,111,000 |
| Total capital | 9,926,000 | 10,164,000 | 10,433,000 | 10,170,000 |
| Risk-weighted assets | 74,861,000 | 71,489,000 | 75,585,000 | 84,215,000 |