Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 100,996,000 | 100,410,000 | 102,464,000 | 106,984,000 |
| Total loans | 63,128,000 | 62,322,000 | 62,845,000 | 68,188,000 |
| Allowance for loan losses | 1,397,000 | 1,438,000 | 1,461,000 | 1,500,000 |
| Securities available for sale | 23,391,000 | 22,640,000 | 27,365,000 | 24,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,897,000 | 82,424,000 | 83,682,000 | 89,072,000 |
| Interest-bearing deposits | 69,177,000 | 69,246,000 | 70,794,000 | 74,594,000 |
| Noninterest-bearing deposits | 13,720,000 | 13,178,000 | 12,888,000 | 14,478,000 |
| Equity capital | 9,809,000 | 10,036,000 | 10,317,000 | 9,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,548,000 | 3,753,000 | 4,965,000 |
| Interest expense | 330,000 | 666,000 | 992,000 | 1,304,000 |
| Net interest income | 975,000 | 1,882,000 | 2,761,000 | 3,661,000 |
| Noninterest income | 102,000 | 205,000 | 299,000 | 460,000 |
| Noninterest expense | 668,000 | 1,451,000 | 2,114,000 | 3,028,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 401,000 | 654,000 | 949,000 | 1,193,000 |
| Income tax | 118,000 | 177,000 | 253,000 | 328,000 |
| Net income | 283,000 | 477,000 | 696,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,711,000 | 8,905,000 | 9,124,000 | 8,768,000 |
| Total capital | 9,566,000 | 9,787,000 | 9,994,000 | 9,713,000 |
| Risk-weighted assets | 67,863,000 | 70,035,000 | 69,021,000 | 75,053,000 |