Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,423,000 | 110,163,000 | 103,285,000 | 101,244,000 |
| Total loans | 71,253,000 | 66,922,000 | 62,545,000 | 63,825,000 |
| Allowance for loan losses | 1,240,000 | 1,289,000 | 1,328,000 | 1,385,000 |
| Securities available for sale | 25,295,000 | 24,598,000 | 28,393,000 | 26,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,781,000 | 92,991,000 | 85,945,000 | 84,547,000 |
| Interest-bearing deposits | 81,027,000 | 75,075,000 | 73,431,000 | 69,916,000 |
| Noninterest-bearing deposits | 13,754,000 | 17,916,000 | 12,514,000 | 14,631,000 |
| Equity capital | 9,321,000 | 9,406,000 | 9,778,000 | 9,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,828,000 | 4,090,000 | 5,392,000 |
| Interest expense | 529,000 | 1,004,000 | 1,416,000 | 1,777,000 |
| Net interest income | 886,000 | 1,824,000 | 2,674,000 | 3,615,000 |
| Noninterest income | 75,000 | 172,000 | 286,000 | 449,000 |
| Noninterest expense | 662,000 | 1,454,000 | 2,152,000 | 3,022,000 |
| Provision for loan losses | 145,000 | 204,000 | 254,000 | 288,000 |
| Pretax income | 201,000 | 490,000 | 731,000 | 1,073,000 |
| Income tax | 60,000 | 143,000 | 208,000 | 272,000 |
| Net income | 141,000 | 347,000 | 523,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,268,000 | 8,474,000 | 8,650,000 | 8,428,000 |
| Total capital | 9,297,000 | 9,382,000 | 9,507,000 | 9,282,000 |
| Risk-weighted assets | 82,093,000 | 72,237,000 | 68,078,000 | 67,763,000 |