Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 104,110,000 | 104,380,000 | 101,331,000 | 109,866,000 |
| Total loans | 71,626,000 | 69,622,000 | 67,232,000 | 72,966,000 |
| Allowance for loan losses | 1,083,000 | 1,081,000 | 1,095,000 | 1,139,000 |
| Securities available for sale | 22,647,000 | 23,446,000 | 22,905,000 | 24,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,806,000 | 86,004,000 | 84,397,000 | 92,247,000 |
| Interest-bearing deposits | 75,026,000 | 75,508,000 | 73,573,000 | 76,629,000 |
| Noninterest-bearing deposits | 9,780,000 | 10,496,000 | 10,824,000 | 15,618,000 |
| Equity capital | 9,040,000 | 8,986,000 | 9,269,000 | 9,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,173,000 | 4,689,000 | 6,198,000 |
| Interest expense | 808,000 | 1,488,000 | 2,117,000 | 2,707,000 |
| Net interest income | 803,000 | 1,685,000 | 2,572,000 | 3,491,000 |
| Noninterest income | 74,000 | 158,000 | 243,000 | 397,000 |
| Noninterest expense | 655,000 | 1,371,000 | 2,028,000 | 2,878,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 276,000 | 564,000 | 863,000 | 1,070,000 |
| Income tax | 80,000 | 165,000 | 249,000 | 286,000 |
| Net income | 196,000 | 399,000 | 614,000 | 784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,089,000 | 8,291,000 | 8,507,000 | 8,127,000 |
| Total capital | 9,020,000 | 9,220,000 | 9,413,000 | 9,109,000 |
| Risk-weighted assets | 74,358,000 | 74,186,000 | 72,320,000 | 78,411,000 |