Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 93,224,000 | 94,181,000 | 96,971,000 | 103,690,000 |
| Total loans | 66,282,000 | 64,055,000 | 67,550,000 | 67,781,000 |
| Allowance for loan losses | 1,031,000 | 1,012,000 | 1,011,000 | 1,010,000 |
| Securities available for sale | 16,463,000 | 17,782,000 | 18,566,000 | 19,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,040,000 | 81,024,000 | 82,489,000 | 88,119,000 |
| Interest-bearing deposits | 71,588,000 | 72,366,000 | 72,892,000 | 72,562,000 |
| Noninterest-bearing deposits | 8,452,000 | 8,658,000 | 9,597,000 | 15,557,000 |
| Equity capital | 7,607,000 | 7,726,000 | 8,064,000 | 7,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,382,000 | 5,124,000 | 6,877,000 |
| Interest expense | 825,000 | 1,686,000 | 2,592,000 | 3,450,000 |
| Net interest income | 810,000 | 1,696,000 | 2,532,000 | 3,427,000 |
| Noninterest income | 88,000 | 190,000 | 286,000 | 376,000 |
| Noninterest expense | 587,000 | 1,303,000 | 1,932,000 | 2,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 583,000 | 888,000 | 1,011,000 |
| Income tax | 91,000 | 161,000 | 246,000 | 280,000 |
| Net income | 223,000 | 422,000 | 642,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,910,000 | 7,109,000 | 7,329,000 | 6,893,000 |
| Total capital | 7,780,000 | 7,956,000 | 8,231,000 | 7,782,000 |
| Risk-weighted assets | 69,465,000 | 67,583,000 | 72,062,000 | 70,963,000 |