Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 87,821,000 | 86,403,000 | 90,584,000 | 94,758,000 |
| Total loans | 58,948,000 | 58,898,000 | 63,149,000 | 64,432,000 |
| Allowance for loan losses | 983,000 | 1,017,000 | 1,016,000 | 1,064,000 |
| Securities available for sale | 20,166,000 | 20,068,000 | 19,867,000 | 16,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,924,000 | 73,740,000 | 77,414,000 | 82,380,000 |
| Interest-bearing deposits | 66,302,000 | 65,203,000 | 69,318,000 | 69,162,000 |
| Noninterest-bearing deposits | 8,622,000 | 8,537,000 | 8,096,000 | 13,218,000 |
| Equity capital | 7,302,000 | 7,444,000 | 7,795,000 | 7,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 3,042,000 | 4,626,000 | 6,303,000 |
| Interest expense | 626,000 | 1,328,000 | 2,113,000 | 2,933,000 |
| Net interest income | 808,000 | 1,714,000 | 2,513,000 | 3,370,000 |
| Noninterest income | 63,000 | 132,000 | 199,000 | 318,000 |
| Noninterest expense | 532,000 | 1,176,000 | 1,769,000 | 2,547,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 309,000 | 600,000 | 832,000 | 1,019,000 |
| Income tax | 88,000 | 169,000 | 240,000 | 321,000 |
| Net income | 221,000 | 431,000 | 592,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,735,000 | 6,945,000 | 7,106,000 | 6,687,000 |
| Total capital | 7,495,000 | 7,693,000 | 7,901,000 | 7,545,000 |
| Risk-weighted assets | 60,553,000 | 59,543,000 | 63,418,000 | 68,457,000 |