Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 76,211,000 | 77,794,000 | 79,754,000 | 82,716,000 |
| Total loans | 54,978,000 | 54,388,000 | 54,738,000 | 56,365,000 |
| Allowance for loan losses | 925,000 | 911,000 | 894,000 | 911,000 |
| Securities available for sale | 12,903,000 | 14,706,000 | 15,121,000 | 16,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,747,000 | 64,141,000 | 65,186,000 | 68,181,000 |
| Interest-bearing deposits | 54,705,000 | 56,179,000 | 55,010,000 | 56,474,000 |
| Noninterest-bearing deposits | 8,042,000 | 7,962,000 | 10,176,000 | 11,707,000 |
| Equity capital | 7,297,000 | 7,319,000 | 7,564,000 | 7,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 2,043,000 | 3,087,000 | 4,258,000 |
| Interest expense | 265,000 | 547,000 | 860,000 | 1,207,000 |
| Net interest income | 723,000 | 1,496,000 | 2,227,000 | 3,051,000 |
| Noninterest income | 56,000 | 123,000 | 196,000 | 315,000 |
| Noninterest expense | 505,000 | 1,116,000 | 1,656,000 | 2,383,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 312,000 | 518,000 | 752,000 | 939,000 |
| Income tax | 115,000 | 175,000 | 255,000 | 311,000 |
| Net income | 197,000 | 343,000 | 497,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,482,000 | 6,628,000 | 6,782,000 | 6,315,000 |
| Total capital | 7,155,000 | 7,301,000 | 7,469,000 | 7,020,000 |
| Risk-weighted assets | 53,574,000 | 53,630,000 | 54,765,000 | 56,154,000 |