Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,950,000 | 74,232,000 | 73,577,000 | 79,690,000 |
| Total loans | 48,554,000 | 48,536,000 | 49,731,000 | 51,588,000 |
| Allowance for loan losses | 931,000 | 913,000 | 810,000 | 908,000 |
| Securities available for sale | 15,768,000 | 15,862,000 | 15,596,000 | 16,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,407,000 | 61,301,000 | 59,532,000 | 64,176,000 |
| Interest-bearing deposits | 53,171,000 | 54,523,000 | 52,861,000 | 51,190,000 |
| Noninterest-bearing deposits | 6,236,000 | 6,778,000 | 6,671,000 | 12,986,000 |
| Equity capital | 7,266,000 | 7,431,000 | 7,549,000 | 7,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,928,000 | 2,858,000 | 4,087,000 |
| Interest expense | 281,000 | 555,000 | 813,000 | 1,076,000 |
| Net interest income | 625,000 | 1,373,000 | 2,045,000 | 3,011,000 |
| Noninterest income | 63,000 | 153,000 | 229,000 | 341,000 |
| Noninterest expense | 467,000 | 1,036,000 | 1,529,000 | 2,175,000 |
| Provision for loan losses | 7,000 | 25,000 | 48,000 | 318,000 |
| Pretax income | 264,000 | 517,000 | 749,000 | 926,000 |
| Income tax | 92,000 | 185,000 | 269,000 | 316,000 |
| Net income | 172,000 | 332,000 | 480,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,447,000 | 6,607,000 | 6,755,000 | 6,285,000 |
| Total capital | 7,075,000 | 7,227,000 | 7,360,000 | 6,930,000 |
| Risk-weighted assets | 49,939,000 | 49,341,000 | 48,224,000 | 51,316,000 |