Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,836,000 | 72,023,000 | 72,073,000 | 72,060,000 |
| Total loans | 49,782,000 | 50,173,000 | 48,584,000 | 46,929,000 |
| Allowance for loan losses | 895,000 | 1,046,000 | 1,028,000 | 948,000 |
| Securities available for sale | 13,924,000 | 13,422,000 | 14,579,000 | 16,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,204,000 | 60,105,000 | 58,009,000 | 59,570,000 |
| Interest-bearing deposits | 52,942,000 | 53,965,000 | 50,874,000 | 50,349,000 |
| Noninterest-bearing deposits | 7,262,000 | 6,140,000 | 7,135,000 | 9,221,000 |
| Equity capital | 7,257,000 | 7,537,000 | 7,694,000 | 7,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,286,000 | 3,351,000 | 4,396,000 |
| Interest expense | 379,000 | 744,000 | 1,106,000 | 1,433,000 |
| Net interest income | 716,000 | 1,542,000 | 2,245,000 | 2,963,000 |
| Noninterest income | 63,000 | 136,000 | 203,000 | 293,000 |
| Noninterest expense | 489,000 | 1,077,000 | 1,599,000 | 2,231,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 423,000 | 762,000 | 1,027,000 | 1,213,000 |
| Income tax | 146,000 | 264,000 | 362,000 | 420,000 |
| Net income | 277,000 | 498,000 | 665,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,458,000 | 6,680,000 | 6,847,000 | 6,275,000 |
| Total capital | 7,106,000 | 7,316,000 | 7,463,000 | 6,874,000 |
| Risk-weighted assets | 51,547,000 | 50,423,000 | 48,876,000 | 47,581,000 |