Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,795,000 | 70,110,000 | 69,048,000 | 72,229,000 |
| Total loans | 45,965,000 | 46,629,000 | 44,680,000 | 47,467,000 |
| Allowance for loan losses | 747,000 | 770,000 | 833,000 | 837,000 |
| Securities available for sale | 13,174,000 | 14,426,000 | 12,691,000 | 14,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,237,000 | 58,468,000 | 59,700,000 | 63,278,000 |
| Interest-bearing deposits | 49,280,000 | 51,486,000 | 52,026,000 | 53,411,000 |
| Noninterest-bearing deposits | 5,957,000 | 6,982,000 | 7,674,000 | 9,867,000 |
| Equity capital | 6,058,000 | 7,240,000 | 7,021,000 | 7,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,703,000 | 3,758,000 | 4,975,000 |
| Interest expense | 706,000 | 1,373,000 | 1,960,000 | 2,417,000 |
| Net interest income | 626,000 | 1,330,000 | 1,798,000 | 2,558,000 |
| Noninterest income | 48,000 | 97,000 | 156,000 | 232,000 |
| Noninterest expense | 464,000 | 1,004,000 | 1,504,000 | 2,142,000 |
| Provision for loan losses | 18,000 | 36,000 | 4,325,000 | 4,325,000 |
| Pretax income | 246,000 | 486,000 | -3,720,000 | -3,515,000 |
| Income tax | 92,000 | 183,000 | -1,284,000 | -1,201,000 |
| Net income | 154,000 | 303,000 | -2,436,000 | -2,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,105,000 | 6,269,000 | 6,045,000 | 6,182,000 |
| Total capital | 5,745,000 | 6,875,000 | 6,653,000 | 6,819,000 |
| Risk-weighted assets | 51,123,000 | 48,345,000 | 48,392,000 | 50,730,000 |