Call reports 2024
PEOPLES BANK & TRUST COMPANY — 2024
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 152,437,000 | 153,226,000 | 155,470,000 | 154,785,000 |
| Total loans | 95,850,000 | 94,687,000 | 97,449,000 | 101,052,000 |
| Allowance for loan losses | 1,279,000 | 1,327,000 | 1,376,000 | 1,417,000 |
| Securities available for sale | 19,843,000 | 20,399,000 | 20,243,000 | 21,670,000 |
| Securities held to maturity | 9,764,000 | 9,722,000 | 8,186,000 | 7,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,513,000 | 132,832,000 | 133,794,000 | 133,507,000 |
| Interest-bearing deposits | 83,751,000 | 85,661,000 | 84,697,000 | 85,623,000 |
| Noninterest-bearing deposits | 48,762,000 | 47,171,000 | 49,097,000 | 47,884,000 |
| Equity capital | 18,223,000 | 18,922,000 | 20,020,000 | 19,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,063,000 | 4,205,000 | 6,437,000 | 8,718,000 |
| Interest expense | 408,000 | 883,000 | 1,380,000 | 1,865,000 |
| Net interest income | 1,655,000 | 3,322,000 | 5,057,000 | 6,853,000 |
| Noninterest income | 177,000 | 353,000 | 533,000 | 697,000 |
| Noninterest expense | 1,021,000 | 2,055,000 | 3,075,000 | 4,198,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 764,000 | 1,528,000 | 2,378,000 | 3,171,000 |
| Income tax | 194,000 | 388,000 | 605,000 | 843,000 |
| Net income | 570,000 | 1,140,000 | 1,773,000 | 2,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,723,000 | 20,294,000 | 20,926,000 | 21,058,000 |