Call reports 2023
PEOPLES BANK & TRUST COMPANY — 2023
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 142,364,000 | 136,031,000 | 140,805,000 | 143,628,000 |
| Total loans | 87,776,000 | 91,868,000 | 95,563,000 | 101,197,000 |
| Allowance for loan losses | 1,096,000 | 1,132,000 | 1,191,000 | 1,238,000 |
| Securities available for sale | 22,488,000 | 21,557,000 | 20,933,000 | 21,352,000 |
| Securities held to maturity | 9,940,000 | 9,898,000 | 9,847,000 | 9,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,918,000 | 118,150,000 | 122,342,000 | 122,205,000 |
| Interest-bearing deposits | 70,531,000 | 69,248,000 | 70,849,000 | 72,310,000 |
| Noninterest-bearing deposits | 54,387,000 | 48,902,000 | 51,493,000 | 49,895,000 |
| Equity capital | 16,021,000 | 16,480,000 | 16,798,000 | 17,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,347,000 | 5,166,000 | 7,114,000 |
| Interest expense | 119,000 | 272,000 | 475,000 | 767,000 |
| Net interest income | 1,518,000 | 3,075,000 | 4,691,000 | 6,347,000 |
| Noninterest income | 180,000 | 369,000 | 549,000 | 726,000 |
| Noninterest expense | 963,000 | 1,904,000 | 2,854,000 | 3,848,000 |
| Provision for loan losses | 30,000 | 65,000 | 120,000 | 165,000 |
| Pretax income | 703,000 | 1,473,000 | 2,264,000 | 3,058,000 |
| Income tax | 176,000 | 370,000 | 571,000 | 789,000 |
| Net income | 527,000 | 1,103,000 | 1,693,000 | 2,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,537,000 | 18,113,000 | 18,703,000 | 19,154,000 |