Call reports 2022
PEOPLES BANK & TRUST COMPANY — 2022
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 151,399,000 | 152,419,000 | 153,922,000 | 146,591,000 |
| Total loans | 80,600,000 | 83,315,000 | 84,935,000 | 91,098,000 |
| Allowance for loan losses | 1,107,000 | 1,134,000 | 1,166,000 | 1,197,000 |
| Securities available for sale | 18,529,000 | 20,900,000 | 22,945,000 | 22,598,000 |
| Securities held to maturity | 372,000 | 3,240,000 | 8,040,000 | 9,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,140,000 | 136,552,000 | 137,804,000 | 129,945,000 |
| Interest-bearing deposits | 80,971,000 | 83,333,000 | 83,674,000 | 76,497,000 |
| Noninterest-bearing deposits | 54,169,000 | 53,219,000 | 54,130,000 | 53,448,000 |
| Equity capital | 15,090,000 | 14,686,000 | 14,899,000 | 15,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,463,000 | 3,975,000 | 5,695,000 |
| Interest expense | 66,000 | 127,000 | 189,000 | 264,000 |
| Net interest income | 1,110,000 | 2,336,000 | 3,786,000 | 5,431,000 |
| Noninterest income | 180,000 | 374,000 | 563,000 | 748,000 |
| Noninterest expense | 897,000 | 1,838,000 | 2,765,000 | 3,663,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 364,000 | 810,000 | 1,491,000 | 2,392,000 |
| Income tax | 89,000 | 199,000 | 370,000 | 668,000 |
| Net income | 275,000 | 611,000 | 1,121,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,687,000 | 16,023,000 | 16,533,000 | 17,010,000 |