Call reports 2021
PEOPLES BANK & TRUST COMPANY — 2021
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,775,000 | 141,501,000 | 140,630,000 | 147,386,000 |
| Total loans | 77,233,000 | 81,361,000 | 77,464,000 | 74,032,000 |
| Allowance for loan losses | 1,147,000 | 1,170,000 | 1,200,000 | 1,084,000 |
| Securities available for sale | 10,081,000 | 9,394,000 | 12,384,000 | 15,934,000 |
| Securities held to maturity | 369,000 | 370,000 | 370,000 | 371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,198,000 | 124,955,000 | 123,869,000 | 130,837,000 |
| Interest-bearing deposits | 66,017,000 | 75,216,000 | 74,995,000 | 78,638,000 |
| Noninterest-bearing deposits | 50,181,000 | 49,739,000 | 48,874,000 | 52,199,000 |
| Equity capital | 14,284,000 | 15,185,000 | 15,473,000 | 15,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 3,415,000 | 4,567,000 | 5,711,000 |
| Interest expense | 81,000 | 157,000 | 229,000 | 297,000 |
| Net interest income | 1,323,000 | 3,258,000 | 4,338,000 | 5,414,000 |
| Noninterest income | 213,000 | 418,000 | 624,000 | 821,000 |
| Noninterest expense | 887,000 | 1,809,000 | 2,708,000 | 3,679,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 619,000 | 1,807,000 | 2,164,000 | 2,436,000 |
| Income tax | 156,000 | 461,000 | 539,000 | 614,000 |
| Net income | 463,000 | 1,346,000 | 1,625,000 | 1,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,180,000 | 15,063,000 | 15,343,000 | 15,412,000 |