Call reports 2020
PEOPLES BANK & TRUST COMPANY — 2020
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 104,116,000 | 112,443,000 | 116,959,000 | 121,837,000 |
| Total loans | 73,015,000 | 74,663,000 | 72,683,000 | 74,628,000 |
| Allowance for loan losses | 1,003,000 | 1,032,000 | 1,052,000 | 1,116,000 |
| Securities available for sale | 9,952,000 | 9,284,000 | 8,651,000 | 8,815,000 |
| Securities held to maturity | 366,000 | 366,000 | 367,000 | 368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,913,000 | 97,507,000 | 101,933,000 | 106,770,000 |
| Interest-bearing deposits | 57,129,000 | 58,740,000 | 60,444,000 | 61,360,000 |
| Noninterest-bearing deposits | 32,784,000 | 38,767,000 | 41,489,000 | 45,410,000 |
| Equity capital | 12,847,000 | 13,561,000 | 13,737,000 | 13,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,403,000 | 3,461,000 | 4,555,000 |
| Interest expense | 118,000 | 237,000 | 345,000 | 441,000 |
| Net interest income | 1,043,000 | 2,166,000 | 3,116,000 | 4,114,000 |
| Noninterest income | 181,000 | 355,000 | 563,000 | 760,000 |
| Noninterest expense | 871,000 | 1,727,000 | 2,615,000 | 3,496,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 341,000 | 752,000 | 993,000 | 1,277,000 |
| Income tax | 83,000 | 185,000 | 243,000 | 298,000 |
| Net income | 258,000 | 567,000 | 750,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,059,000 | 13,368,000 | 13,552,000 | 13,717,000 |