Call reports 2019
PEOPLES BANK & TRUST COMPANY — 2019
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 103,888,000 | 103,629,000 | 100,575,000 | 100,293,000 |
| Total loans | 78,281,000 | 76,574,000 | 74,801,000 | 74,102,000 |
| Allowance for loan losses | 948,000 | 964,000 | 968,000 | 988,000 |
| Securities available for sale | 13,220,000 | 13,081,000 | 11,809,000 | 11,071,000 |
| Securities held to maturity | 362,000 | 363,000 | 364,000 | 365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,092,000 | 87,415,000 | 86,493,000 | 86,070,000 |
| Interest-bearing deposits | 58,691,000 | 55,739,000 | 55,992,000 | 54,968,000 |
| Noninterest-bearing deposits | 29,401,000 | 31,676,000 | 30,501,000 | 31,102,000 |
| Equity capital | 11,773,000 | 12,185,000 | 12,675,000 | 12,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,475,000 | 3,618,000 | 4,802,000 |
| Interest expense | 91,000 | 205,000 | 321,000 | 434,000 |
| Net interest income | 1,117,000 | 2,270,000 | 3,297,000 | 4,368,000 |
| Noninterest income | 150,000 | 312,000 | 734,000 | 930,000 |
| Noninterest expense | 862,000 | 1,773,000 | 2,622,000 | 3,504,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 390,000 | 779,000 | 1,367,000 | 1,745,000 |
| Income tax | 97,000 | 194,000 | 303,000 | 407,000 |
| Net income | 293,000 | 585,000 | 1,064,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,882,000 | 12,175,000 | 12,654,000 | 12,801,000 |
| Total capital | 12,830,000 | 13,114,000 | 13,542,000 | 13,692,000 |
| Risk-weighted assets | 78,693,000 | 75,098,000 | 70,960,000 | 71,239,000 |