Call reports 2018
PEOPLES BANK & TRUST COMPANY — 2018
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 97,028,000 | 99,761,000 | 100,274,000 | 100,966,000 |
| Total loans | 66,286,000 | 66,091,000 | 71,051,000 | 76,118,000 |
| Allowance for loan losses | 868,000 | 948,000 | 944,000 | 940,000 |
| Securities available for sale | 16,282,000 | 15,326,000 | 16,412,000 | 13,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,957,000 | 87,379,000 | 87,572,000 | 88,111,000 |
| Interest-bearing deposits | 58,884,000 | 58,752,000 | 59,259,000 | 59,186,000 |
| Noninterest-bearing deposits | 26,073,000 | 28,627,000 | 28,313,000 | 28,925,000 |
| Equity capital | 10,618,000 | 10,902,000 | 11,173,000 | 11,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,082,000 | 3,194,000 | 4,346,000 |
| Interest expense | 52,000 | 117,000 | 192,000 | 272,000 |
| Net interest income | 952,000 | 1,965,000 | 3,002,000 | 4,074,000 |
| Noninterest income | 136,000 | 288,000 | 438,000 | 593,000 |
| Noninterest expense | 745,000 | 1,509,000 | 2,284,000 | 3,179,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 744,000 | 1,156,000 | 1,489,000 |
| Income tax | 85,000 | 185,000 | 288,000 | 368,000 |
| Net income | 258,000 | 559,000 | 868,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,854,000 | 11,154,000 | 11,463,000 | 11,589,000 |
| Total capital | 11,722,000 | 12,042,000 | 12,397,000 | 12,529,000 |
| Risk-weighted assets | 70,368,000 | 71,052,000 | 74,747,000 | 77,371,000 |