Call reports 2017
PEOPLES BANK & TRUST COMPANY — 2017
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,492,000 | 98,854,000 | 96,964,000 | 97,642,000 |
| Total loans | 49,972,000 | 56,065,000 | 60,712,000 | 62,551,000 |
| Allowance for loan losses | 874,000 | 872,000 | 872,000 | 872,000 |
| Securities available for sale | 15,788,000 | 16,576,000 | 16,197,000 | 16,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,825,000 | 86,969,000 | 84,912,000 | 85,715,000 |
| Interest-bearing deposits | 60,138,000 | 62,110,000 | 60,711,000 | 59,930,000 |
| Noninterest-bearing deposits | 22,687,000 | 24,859,000 | 24,201,000 | 25,785,000 |
| Equity capital | 10,233,000 | 10,454,000 | 10,626,000 | 10,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,715,000 | 2,689,000 | 3,687,000 |
| Interest expense | 51,000 | 105,000 | 159,000 | 212,000 |
| Net interest income | 776,000 | 1,610,000 | 2,530,000 | 3,475,000 |
| Noninterest income | 107,000 | 214,000 | 317,000 | 609,000 |
| Noninterest expense | 725,000 | 1,466,000 | 2,205,000 | 2,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 358,000 | 642,000 | 1,090,000 |
| Income tax | 54,000 | 125,000 | 228,000 | 599,000 |
| Net income | 104,000 | 233,000 | 414,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,272,000 | 10,401,000 | 10,582,000 | 10,596,000 |
| Total capital | 10,947,000 | 11,144,000 | 11,359,000 | 11,469,000 |
| Risk-weighted assets | 53,821,000 | 59,315,000 | 62,103,000 | 69,843,000 |