Call reports 2015
PEOPLES BANK & TRUST COMPANY — 2015
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,864,000 | 84,326,000 | 87,476,000 | 87,540,000 |
| Total loans | 48,264,000 | 50,116,000 | 48,587,000 | 50,567,000 |
| Allowance for loan losses | 841,000 | 789,000 | 872,000 | 872,000 |
| Securities available for sale | 22,350,000 | 21,097,000 | 20,715,000 | 19,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,910,000 | 73,374,000 | 76,191,000 | 76,222,000 |
| Interest-bearing deposits | 54,010,000 | 53,394,000 | 55,261,000 | 54,822,000 |
| Noninterest-bearing deposits | 18,900,000 | 19,980,000 | 20,930,000 | 21,400,000 |
| Equity capital | 9,450,000 | 9,475,000 | 9,643,000 | 9,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,698,000 | 2,545,000 | 3,393,000 |
| Interest expense | 50,000 | 100,000 | 151,000 | 201,000 |
| Net interest income | 819,000 | 1,598,000 | 2,394,000 | 3,192,000 |
| Noninterest income | 84,000 | 177,000 | 262,000 | 351,000 |
| Noninterest expense | 612,000 | 1,253,000 | 1,903,000 | 2,606,000 |
| Provision for loan losses | 0 | 0 | -140,000 | -140,000 |
| Pretax income | 291,000 | 522,000 | 893,000 | 1,076,000 |
| Income tax | 104,000 | 188,000 | 322,000 | 393,000 |
| Net income | 187,000 | 334,000 | 571,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,385,000 | 9,532,000 | 9,610,000 | 9,722,000 |
| Total capital | 10,041,000 | 10,209,000 | 10,274,000 | 10,404,000 |
| Risk-weighted assets | 51,766,000 | 54,011,000 | 52,946,000 | 54,390,000 |