Call reports 2014
PEOPLES BANK & TRUST COMPANY — 2014
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 84,900,000 | 83,961,000 | 85,457,000 | 84,041,000 |
| Total loans | 46,369,000 | 47,421,000 | 47,601,000 | 50,377,000 |
| Allowance for loan losses | 1,116,000 | 1,116,000 | 1,112,000 | 1,037,000 |
| Securities available for sale | 24,033,000 | 23,664,000 | 23,072,000 | 22,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,953,000 | 70,814,000 | 72,169,000 | 72,313,000 |
| Interest-bearing deposits | 53,891,000 | 52,067,000 | 53,028,000 | 53,153,000 |
| Noninterest-bearing deposits | 18,062,000 | 18,747,000 | 19,141,000 | 19,160,000 |
| Equity capital | 8,777,000 | 9,055,000 | 9,127,000 | 9,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,681,000 | 2,478,000 | 3,310,000 |
| Interest expense | 68,000 | 137,000 | 203,000 | 265,000 |
| Net interest income | 815,000 | 1,544,000 | 2,275,000 | 3,045,000 |
| Noninterest income | 116,000 | 217,000 | 313,000 | 379,000 |
| Noninterest expense | 662,000 | 1,338,000 | 2,015,000 | 2,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 269,000 | 423,000 | 573,000 | 640,000 |
| Income tax | 87,000 | 129,000 | 171,000 | 198,000 |
| Net income | 182,000 | 294,000 | 402,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,977,000 | 9,205,000 | 9,274,000 | 9,198,000 |
| Total capital | 9,637,000 | 9,874,000 | 9,859,000 | 9,885,000 |
| Risk-weighted assets | 52,342,000 | 53,122,000 | 53,358,000 | 54,620,000 |