Call reports 2013
PEOPLES BANK & TRUST COMPANY — 2013
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,876,000 | 86,060,000 | 85,821,000 | 84,331,000 |
| Total loans | 47,261,000 | 45,173,000 | 45,655,000 | 46,731,000 |
| Allowance for loan losses | 1,081,000 | 1,084,000 | 1,098,000 | 1,116,000 |
| Securities available for sale | 22,712,000 | 25,276,000 | 24,473,000 | 24,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,606,000 | 72,323,000 | 71,724,000 | 71,837,000 |
| Interest-bearing deposits | 51,349,000 | 51,982,000 | 52,580,000 | 51,935,000 |
| Noninterest-bearing deposits | 20,257,000 | 20,341,000 | 19,144,000 | 19,902,000 |
| Equity capital | 8,756,000 | 8,187,000 | 8,494,000 | 8,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,493,000 | 2,243,000 | 3,003,000 |
| Interest expense | 86,000 | 169,000 | 254,000 | 330,000 |
| Net interest income | 659,000 | 1,324,000 | 1,989,000 | 2,673,000 |
| Noninterest income | 94,000 | 209,000 | 340,000 | 628,000 |
| Noninterest expense | 639,000 | 1,285,000 | 1,920,000 | 2,604,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 195,000 | 314,000 | 460,000 | 733,000 |
| Income tax | 63,000 | 109,000 | 151,000 | 191,000 |
| Net income | 132,000 | 205,000 | 309,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,642,000 | 8,465,000 | 8,685,000 | 8,747,000 |
| Total capital | 9,317,000 | 9,124,000 | 9,293,000 | 9,414,000 |
| Risk-weighted assets | 53,597,000 | 52,258,000 | 51,849,000 | 53,163,000 |