Call reports 2012
PEOPLES BANK & TRUST COMPANY — 2012
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 81,154,000 | 82,022,000 | 82,482,000 | 82,993,000 |
| Total loans | 45,838,000 | 47,178,000 | 48,073,000 | 47,600,000 |
| Allowance for loan losses | 1,083,000 | 1,044,000 | 1,060,000 | 1,070,000 |
| Securities available for sale | 21,241,000 | 24,312,000 | 23,598,000 | 22,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,012,000 | 67,751,000 | 68,081,000 | 68,749,000 |
| Interest-bearing deposits | 50,029,000 | 50,024,000 | 49,707,000 | 50,850,000 |
| Noninterest-bearing deposits | 16,983,000 | 17,727,000 | 18,374,000 | 17,899,000 |
| Equity capital | 8,627,000 | 8,745,000 | 8,844,000 | 8,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,599,000 | 2,415,000 | 3,179,000 |
| Interest expense | 104,000 | 203,000 | 297,000 | 386,000 |
| Net interest income | 688,000 | 1,396,000 | 2,118,000 | 2,793,000 |
| Noninterest income | 82,000 | 179,000 | 285,000 | 381,000 |
| Noninterest expense | 613,000 | 1,265,000 | 1,927,000 | 2,617,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 142,000 | 280,000 | 431,000 | 497,000 |
| Income tax | 43,000 | 82,000 | 129,000 | 149,000 |
| Net income | 99,000 | 198,000 | 302,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,410,000 | 8,509,000 | 8,504,000 | 8,509,000 |
| Total capital | 9,068,000 | 9,175,000 | 9,181,000 | 9,183,000 |
| Risk-weighted assets | 52,206,000 | 53,100,000 | 53,748,000 | 53,378,000 |