Call reports 2011
PEOPLES BANK & TRUST COMPANY — 2011
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,241,000 | 79,829,000 | 79,259,000 | 80,103,000 |
| Total loans | 47,120,000 | 46,094,000 | 46,586,000 | 46,760,000 |
| Allowance for loan losses | 1,015,000 | 1,058,000 | 1,104,000 | 1,102,000 |
| Securities available for sale | 19,027,000 | 20,609,000 | 21,923,000 | 21,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,364,000 | 65,680,000 | 65,093,000 | 66,046,000 |
| Interest-bearing deposits | 51,020,000 | 49,890,000 | 49,396,000 | 49,358,000 |
| Noninterest-bearing deposits | 16,344,000 | 15,790,000 | 15,697,000 | 16,688,000 |
| Equity capital | 8,281,000 | 8,536,000 | 8,557,000 | 8,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,660,000 | 2,505,000 | 3,309,000 |
| Interest expense | 150,000 | 290,000 | 422,000 | 538,000 |
| Net interest income | 667,000 | 1,370,000 | 2,083,000 | 2,771,000 |
| Noninterest income | 106,000 | 206,000 | 308,000 | 391,000 |
| Noninterest expense | 605,000 | 1,231,000 | 1,903,000 | 2,560,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 123,000 | 255,000 | 369,000 | 483,000 |
| Income tax | 23,000 | 62,000 | 91,000 | 126,000 |
| Net income | 100,000 | 193,000 | 278,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,261,000 | 8,354,000 | 8,340,000 | 8,312,000 |
| Total capital | 8,945,000 | 9,028,000 | 9,009,000 | 8,985,000 |
| Risk-weighted assets | 54,293,000 | 53,516,000 | 53,081,000 | 53,589,000 |