Call reports 2009
PEOPLES BANK & TRUST COMPANY — 2009
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,120,000 | 75,187,000 | 75,594,000 | 77,560,000 |
| Total loans | 47,043,000 | 48,316,000 | 49,610,000 | 49,089,000 |
| Allowance for loan losses | 605,000 | 656,000 | 691,000 | 501,000 |
| Securities available for sale | 17,512,000 | 16,832,000 | 16,683,000 | 16,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,146,000 | 61,397,000 | 61,702,000 | 63,825,000 |
| Interest-bearing deposits | 49,279,000 | 47,484,000 | 49,116,000 | 50,107,000 |
| Noninterest-bearing deposits | 13,867,000 | 13,913,000 | 12,586,000 | 13,718,000 |
| Equity capital | 8,109,000 | 7,906,000 | 8,084,000 | 8,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,866,000 | 2,799,000 | 3,729,000 |
| Interest expense | 285,000 | 538,000 | 774,000 | 1,005,000 |
| Net interest income | 660,000 | 1,328,000 | 2,025,000 | 2,724,000 |
| Noninterest income | 135,000 | 250,000 | 356,000 | 486,000 |
| Noninterest expense | 579,000 | 1,557,000 | 2,165,000 | 2,831,000 |
| Provision for loan losses | 25,000 | 78,000 | 133,000 | 206,000 |
| Pretax income | 191,000 | -57,000 | 106,000 | 196,000 |
| Income tax | 34,000 | -58,000 | 0 | -16,000 |
| Net income | 157,000 | 1,000 | 106,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,919,000 | 7,762,000 | 7,868,000 | 7,974,000 |
| Total capital | 8,524,000 | 8,418,000 | 8,559,000 | 8,475,000 |
| Risk-weighted assets | 57,517,000 | 57,552,000 | 58,015,000 | 57,993,000 |