Call reports 2006
PEOPLES BANK & TRUST COMPANY — 2006
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,351,000 | 71,656,000 | 70,311,000 | 71,510,000 |
| Total loans | 42,255,000 | 42,357,000 | 41,754,000 | 42,403,000 |
| Allowance for loan losses | 402,000 | 431,000 | 470,000 | 504,000 |
| Securities available for sale | 18,195,000 | 16,161,000 | 18,849,000 | 18,885,000 |
| Securities held to maturity | 1,414,000 | 1,134,000 | 1,134,000 | 983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,608,000 | 61,826,000 | 60,287,000 | 61,252,000 |
| Interest-bearing deposits | 48,167,000 | 48,710,000 | 48,154,000 | 49,428,000 |
| Noninterest-bearing deposits | 13,441,000 | 13,116,000 | 12,133,000 | 11,824,000 |
| Equity capital | 6,033,000 | 6,083,000 | 6,272,000 | 6,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 2,022,000 | 3,113,000 | 4,221,000 |
| Interest expense | 346,000 | 757,000 | 1,185,000 | 1,636,000 |
| Net interest income | 625,000 | 1,265,000 | 1,928,000 | 2,585,000 |
| Noninterest income | 92,000 | 189,000 | 473,000 | 570,000 |
| Noninterest expense | 513,000 | 1,042,000 | 1,567,000 | 2,108,000 |
| Provision for loan losses | 30,000 | 60,000 | 270,000 | 290,000 |
| Pretax income | 174,000 | 352,000 | 564,000 | 757,000 |
| Income tax | 41,000 | 92,000 | 145,000 | 174,000 |
| Net income | 133,000 | 260,000 | 419,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,050,000 | 6,109,000 | 6,279,000 | 6,376,000 |
| Total capital | 6,452,000 | 6,540,000 | 6,749,000 | 6,880,000 |
| Risk-weighted assets | 55,643,000 | 55,834,000 | 54,767,000 | 55,232,000 |